Slide Learn More The secret sauce of the 1% Now available to the Middle Class! For decades, the 1% have been using Premium Financing to build and preserve their wealth. In the past, eligibility started with a minimum net worth of $10 Million. We now offer awesome Premium Financing options for $100k+ earners! Slide Premium Financing Life Insurance Compound Interest + Leverage = Stellar Premium financing structures provide a means for individuals and businesses to obtain large amounts of permanent life insurance with reduced annual outlays. Policies start at $20,000 a year for 5 years. Find Out More

Supercharge Your Tax Free Retirement Income

The success of your retirement depends on the amount you save, not on your rate of return. A unique cash accumulating life insurance policy using leverage offers an opportunity to earn interest and eliminate the risk of market declines, while providing you and your family protection. And lets face it, Uncle Sam takes more than enough from us during our careers. Lets keep him away from our retirement.

Kai-Zen Info
The policy secures the loan, providing you the potential for an additional 60-100% more for your retirement without the typical risks associated with leverage. It's  not about the rate of return that makes the difference in your retirement, rather the amount you have in savings is the most significant factor.
Kai-Zen is the only strategy that provides you the opportunity to add up to 3 times more money to fund a cash accumulating life insurance policy. Your contributions and the policy provide the security needed to obtain the loan and your participation is easy. Simply create an account, estimate your short 5-year annual contribution amount, and let Kai-Zen leverage do the rest. Kai-Zen was designed to minimize expenses and maximize your potential for accumulation. We then combined it with leverage to provide you the potential for 60-100% more. The cash value in your policy can be used to access tax free retirement income when you retire.

Smart Leverage

We have all used leverage to purchase a nicer house or to buy a better car. Kai-Zen uses leverage for the potential to accumulate more growth & obtain more protection, while providing the ability to maintain your current standard of living. That’s the smart way to use leverage.
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Purchasing A Home With Your Own Money
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Purchasing A Home With Your Own Money + Leverage

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Client Testimonials

Product Types

Term

Term Life is the most affordable life insurance for the average consumer. If Term is what you can afford it is a great option. Families need coverage. Policies start at as little as $10 a month!


Indexed Universal Life

Indexed Universal Life or IUL's are one of the greatest insurance products on the market. Ask us about the numerous benefits that come along with an IUL policy. For starters, the money you pay in belongs to you, not the insurance company.


Premium Financing

Premium Financing is basically an IUL on steroids, it's simply due to the power of compounding interest and leverage. What used to be a tool of the uber wealthy, is now available to $100k+ earners!


Whole Life

Whole Life policies are the predecessors of IULs. They usually come with a performance guarantee near 2% and their performance usually peaks at 5-6%. They are useful for the most conservative of society and others.

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