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Whole Life policies return significantly lower than IUL policies,though they are useful for a variety of clients. A few examples are clients who are highly risk averse, clients who need to diversify away from the stock market, or clients who don’t have the financial discipline required to manage an IUL policy. A good example of a potential Whole Life candidate is a consumer who primarily holds his money in CDs. Contact us for more information or to schedule a free consultation.
[/x_raw_content][x_button size=”large” block=”false” circle=”false” icon_only=”false” href=”cordialife.com/get-in-touch” title=”Contact Us” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=””]Contact Us[/x_button][/cs_column][/cs_row][/cs_section][cs_section bg_image=”https://cordialife.com/wp-content/uploads/2019/10/bg-services-01.jpg” bg_color=”#26292c” parallax=”true” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ _label=”Product Types” class=”cs-ta-center dark-section” style=”margin: 0px;padding: 100px 0px;”][cs_row inner_container=”true” marginless_columns=”false” _label=”Row 1″ style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ _label=”1/1″ type=”1/1″ style=”padding: 0px;”][x_custom_headline level=”h2″ looks_like=”h2″ accent=”false” class=”man” style=”color: #ffffffff;”]Product Types[/x_custom_headline][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” _label=”Row 2″ style=”margin: 50px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ _label=”1/4″ type=”1/4″ style=”padding: 0px;”][x_feature_box title=”Term” title_color=”#ffffffff” text_color=”” graphic=”icon” graphic_size=”130px” graphic_shape=”circle” graphic_color=”#02aed6″ graphic_bg_color=”” align_h=”center” align_v=”top” side_graphic_spacing=”20px” max_width=”250px” graphic_border=”border-width: 4px 4px 4px 4px; border-style: solid; border-color: ;” graphic_icon=”step-forward” graphic_animation=”flipInX” graphic_animation_offset=”95″ graphic_animation_delay=”1″ class=”mvn”]Term Life is the most affordable life insurance for the average consumer. If Term is what you can afford it is a great option. Families need coverage. Policies start at as little as $10 a month! [/x_feature_box][x_gap size=”50px” class=”cs-hide-xl cs-hide-lg cs-hide-md”][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ _label=”1/4″ type=”1/4″ style=”padding: 0px;”][x_feature_box title=”Indexed Universal Life” title_color=”#ffffffff” text_color=”” graphic=”icon” graphic_size=”130px” graphic_shape=”circle” graphic_color=”#02aed6″ graphic_bg_color=”” align_h=”center” align_v=”top” side_graphic_spacing=”20px” max_width=”250px” graphic_border=”border-width: 4px 4px 4px 4px; border-style: solid; border-color: ;” graphic_icon=”line-chart” graphic_animation=”flipInX” graphic_animation_offset=”95″ graphic_animation_delay=”1″ class=”mvn”]Indexed Universal Life or IUL’s are one of the greatest insurance products on the market. Ask us about the numerous benefits that come along with an IUL policy. For starters, the money you pay in belongs to you, not the insurance company. [/x_feature_box][x_gap size=”50px” class=”cs-hide-xl cs-hide-lg cs-hide-md”][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ _label=”1/4″ type=”1/4″ style=”padding: 0px;”][x_feature_box title=”Premium Financing” title_color=”#ffffffff” text_color=”” graphic=”icon” graphic_size=”130px” graphic_shape=”circle” graphic_color=”#02aed6″ graphic_bg_color=”” align_h=”center” align_v=”top” side_graphic_spacing=”20px” max_width=”250px” graphic_border=”border-width: 4px 4px 4px 4px; border-style: solid; border-color: ;” graphic_icon=”dollar” graphic_animation=”flipInX” graphic_animation_offset=”95″ graphic_animation_delay=”1″ class=”mvn”]Premium Financing is basically an IUL on steroids, it’s simply due to the power of compounding interest and leverage. What used to be a tool of the uber wealthy, is now available to $150k earners! [/x_feature_box][x_gap size=”50px” class=”cs-hide-xl cs-hide-lg cs-hide-md”][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ _label=”1/4″ type=”1/4″ style=”padding: 0px;”][x_feature_box title=”Whole Life” title_color=”#ffffffff” text_color=”” graphic=”icon” graphic_size=”130px” graphic_shape=”circle” graphic_color=”#02aed6″ graphic_bg_color=”” align_h=”center” align_v=”top” side_graphic_spacing=”20px” max_width=”250px” graphic_border=”border-width: 4px 4px 4px 4px; border-style: solid; border-color: ;” graphic_icon=”percent” graphic_animation=”flipInX” graphic_animation_offset=”95″ graphic_animation_delay=”1″ class=”mvn”]Whole Life policies are the predecessors of IULs. They usually come with a performance guarantee near 2% and their performance usually peaks at 4%. They are useful for the most conservative of society and others.[/x_feature_box][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” _label=”Row 3″ style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ _label=”1/1″ type=”1/1″ style=”padding: 0px;”][x_button size=”large” block=”false” circle=”false” icon_only=”false” href=”cordialife.com/quote-form” title=”Get a Quote” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=”” class=”x-btn-alt”]Get A Quote[/x_button][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” separator_top_type=”none” separator_top_height=”50px” separator_top_inset=”0px” separator_top_angle_point=”50″ separator_bottom_type=”none” separator_bottom_height=”50px” separator_bottom_inset=”0px” separator_bottom_angle_point=”50″ _label=”Case Studies” style=”margin: 0px;padding: 100px 0px;”][cs_row inner_container=”true” marginless_columns=”false” _label=”Row 1″ style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ _label=”1/3″ type=”1/3″ style=”padding: 0px;”][x_custom_headline level=”h2″ looks_like=”h3″ accent=”false” class=”man”]Knowledge Base[/x_custom_headline][x_raw_content style=”margin: 1.45em 0 1.95em;”]
Check out our articles describing, comparing, and evaluating various insurance products and services.
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